The Top 20 Mortgage Lenders of 2019

29 May 2019

As we all know taking the financial decision is a crucial step in our life. We cannot rush out to any mortgage lenders from the market. We have to research a lot whether they offer the best deal and are secured or not. All mortgage lenders do not offer the same rates so it’s crucial to find the best lender who can help you in giving the best rates and make procedure quick and easy.

Buy-to-let mortgage lenders mean a purchase of property to rent out. The one who purchases the property has to pay a larger deposit in a buy-to-let mortgage they get 85% of the loan and have to pay a 15% deposit. In buy-to-let mortgage deposit amount is huge. This type of mortgage is good for retirement plan as it is beneficial in the long term when there is a rise in the house prices in the UK.

Here is the list of best mortgage lenders in the UK to help you understand and finalize the best deal;

  1. Accord Mortgages

Accord Mortgages parent company is Yorkshire Building Society both companies are good for a mortgage lender in 2019. Accord Mortgage is one of the best mortgage lenders as they provide the best deals and make sure that customers are satisfied with their services. It is one of the strongest financial services in the UK that provides a residential and buy-to-let mortgage.

  1. Barclay

Barclay is a multinational investment and financial bank. The bank provides different banking services like wealth management, personal banking, mortgage services, etc. Barclay provides mortgage services like first time home buying, remortgaging, buy-to-let mortgage, etc. It also provides guide and support for all mortgage need.

  1. Halifax

Halifax is also a bank based out in the UK that provides different banking services. It also provides mortgage services to existing and new customers. At Halifax, your mortgage can cost you less than what you have thought of.

  1. HSBC

HSBC bank is one of the largest banking and financial services in the world. HSBC is an everyday bank that offers you everyday banking needs, borrowing loans and mortgage, and investing.

  1. Bank of Ireland Mortgages

Bank of Ireland provides simple, flexible financial services to UK customers directly and through a partnership with well-known UK brands. It also provides mortgages to first time buyer mortgage uk, remortgaging, buy-to-let mortgage, etc.

  1. Clydesdale

Clydesdale Bank is UK’s one of the leading and third largest bank that also provides mortgages services to the people of the UK and throughout the nation.

  1. Digital Mortgage

Digital Mortgage is a venture of Atom Bank. It provides the best mortgage rates to customers of UK and there a process of mortgage is easy to use.

  1. Godiva Mortgage

Godiva Mortgage is one of the dedicated Coventry building societies that provide buy-to-let mortgages. It provides support and will guide you according to your needs. It offers its services to first time landlords with a small portfolio and those who are seeking to invest.

  1. National Westminister Bank

National Westminister Bank is commonly known as NatWest it’s a retail and commercial bank in the UK. It is also best for mortgage services as with NatWest finding a mortgage is faster and easier.

  1. Post Office Mortgages

Post Office Mortgages provides a different range of mortgages options. They can help you at every stage of the way whether it’s your first time buy, your existing property or moving to a new home.

  1. The Mortgage Works

The Mortgage Works is a subsidiary of Nationwide Building Society and is specialized for a buy-to-let mortgage. It offers first class services to their clients with dedicated business development and broker support team. It is another best buy-to-let mortgage lender in the UK.

  1. Principality Building Society Mortgage

It offers mortgage for those who are buying a home for the first time, remortgaging and buy-to-let mortgage. It has a dedicated team who can support you online and through telephonic.

  1. Sainsbury's Bank Mortgage

It offers different banking and mortgage services. The services they provide are simple and flexible and provide shopping rewards too by using their services. They provide 95% loan on a mortgage up to £300,000 so just 5% deposit you need to pay.

  1. Scottish Widows Mortgages

They provide award-winning mortgage range. Different ranges of a mortgage they provide are a professional mortgage, flexible mortgage and other mortgage option to clients.

  1. West Bromwich Building Society

Whether you are looking to buy a new home, remortgage, and moving to another home The West Brom provides the best mortgage deal with keeping clients need in mind.

  1. Hanley Economic Building Society

Hanley Economic Building Society provides the best mortgage deals with customer service. 96% of customers rated Hanley as excellent in 2018.

  1. Leeds Building Society

It provides a fixed rate mortgage, buy-to-let mortgage and remortgaging. They have introduced a new RIO mortgage for a retirement plan.

  1. TSB Bank

It’s a retail banking company offers different services like a bank account, loans, mortgages, and other financial services.

  1. The Co-operative Bank

They offer different services like a bank account, loans, credit cards, mortgages, etc. For new mortgage customers, the first guide you on best mortgage deals with their mortgage friendly advisor.

  1. Virgin Money

Virgin Money is a financial service brand located in Australia, South Africa, and the UK. No fake promises they make to their customers they discuss everything upfront. You can check your eligibility of mortgage at Virgin Money in just 5 minutes. They also provide a personal advisor to guide you.